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Referral Program

What is the Passfolio referral program?

Our referral program allows you to invite your friends to use Passfolio and earn rewards. For every friend you invite that creates an account and deposits at least US$25 in dollars or US$50 in cryptocurrencies (via Passfolio Financial*), you will each earn a surprise stock in the amount of US$1 up to US$100.



How to participate?

Inviting people you know to become global investors is easy: 


  1. Get your link
    You can find it in the “Account” menu in the app:
  2. Share your link
    Send your referral link to your friends and tell them how easy it is to become a global investor.
  3. Invite your friends
    To take their investments abroad, your friends just need to download the app using your link, create an account and deposit at least US$25 in dollars or US$50 in cryptocurrencies via Passfolio Financial.*
  4. Earn your reward
    After your friend opens a Passfolio account and deposits the minimum amount, you will each earn a free stock in the amount of US$1 up to US$100


Wait for our confirmation email that your reward is on the way and reach out to us if you have any questions!



What do I get from participating?

With only US$25 in dollars or US$50 in cryptocurrencies via Passfolio Financial*, you can earn up to $100!

See your chances of winning below:


  • $100 - 1 in 400 chance
  • $75 - 1 in 300 chance
  • $50 - 1 in 200 chance
  • $25 - 1 in 100 chance
  • $5 - 1 in 50 chance
  • $1 - standard reward



Important information

See participation rules below:

  • The referrer and the referred must be different people.
  • To earn rewards from referrals, you need to have a valid and approved account in the Passfolio app.
  • Referrals are only counted if the person invited creates a valid Passfolio account and deposits at least US$25 in dollars or US$50 in cryptocurrencies via Passfolio Financial* after having used the referrer’s link to download the app.
  • You and your friend may not receive the same stock since they are chosen randomly.
  • Passfolio users may receive up to US$500 in free stocks per year. However, even after receiving the maximum amount, friends you invite can still receive a free stock.
  • The referral reward will be credited to the enrolled account within approximately one week after the referral is successful.
  • Rewards will be given to participants as a free stock credited in their accounts, worth the value of the reward by the time the stock was purchased. Due to market conditions, the reward value may vary once the buy order for the stock reward is executed. 
  • When the referral conditions are met, the referral reward will be given as a share of a randomly selected stock from the top traded stocks among users in the Passfolio app, including AAPL, ACB, AMZN, BABA, BAC, BRK.B, CGC, CZZ, DIS, EQNR, FB, GOOG, GOOGL, JNJ, MSFT, NVDA, TSLA, UBER and XP.
  • There is an approximately 96% chance of the referral reward having a value of US$1, an approximately 2% chance of the referral reward having a value of US$5, an approximately 1% chance of the referral reward having a value of US$25, an approximately 0.5% chance of the referral reward having a value of US$50, an approximately 0.33% chance of the referral reward having a value of US$75, and an approximately 0.25% chance of the referral reward having a value of US$100, based on the price of shares at the time of purchase. 
  • You will not be able to change the reward, but if you decide to sell your gifted stock, you’re allowed to do so three trading days after you receive it. You can use the proceeds from the sale towards other stocks that you want to invest in.
  • If you sell your free stock, you have to keep the cash value of the stock in your account for at least 30 days before withdrawing it. After the thirty-day window, there are no restrictions on the proceeds. The cash value of the stock is determined by the price of the stock at the time you received it. 
  • If you receive a stock reward, you are responsible for all applicable taxes and charges resulting from it.
  • Passfolio may suspend or terminate the referral program or a person's ability to participate in the program at any time for any reason.
  • Passfolio reserves the right to suspend users or deny any rewards if we notice any activity that we believe is abusive or fraudulent. We also reserve the right to modify the rules of this referral program at any time without prior notice.


*Passfolio is the brand name of Panchain, Inc. Passfolio Securities LLC and Passfolio Financial LLC are fully-owned subsidiaries of Panchain, Inc.

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